The house is new. You have the keys in your hand. A mortgage is on the table. And there’s a question before you: Should I … Read More

Many borrowers don’t expect this question: How big would my final lump sum be if I pay every month as scheduled for 30 years, but … Read More

With a biweekly mortgage, you repay your house loan years faster. With this approach, you avoid refinancing and save tens of thousands of dollars in … Read More

Many people see their mortgage as a 30-year bill, and there’s nothing wrong with that perspective. However, it overlooks the nature of the loan: Interest … Read More

It seems like a doable number. Your lender approves it because it works. It also fit into your budget. But what the monthly payment doesn’t … Read More

The single most important thing to know about money is that a dollar in hand today is worth more then a dollar you’re promised in … Read More

When it comes to retail math, the check-out counter is where math gets personal, and final number on your screen rarely matches the one in … Read More

Hit order, and watch as the little car icon crawls its way across map like a promise fulfilled. Until you get to the tip screen, … Read More

Getting your feet done at a nail salon should be a pleasant experience. But the tipping math at the front desk trip up almost everyone. … Read More

The trouble is, most of us are used to seeing our bank balance go up (and feeling happy about it). That’s why the number on … Read More