Your offer letter appears impressive. But when you attempt to plug it in to the rent check, it’s all smoke and mirrors. That year-long number … Read More

Sounds pretty clever right? This is called velocity banking, and it looks like an accountant’s head-spinning attempt at financial trickery. Here’s the basic concept: use … Read More

It’s dinner with some pals. Food appears in waves across forty minutes. At end there’s no clear total on the check (there is service charges … Read More

You spend six grand on a piece of machinery, then three years from now you have a stack of metal valued at two thousand dollars … Read More

The dealer’s showroom floor is commonly a trap. Dealers care about monthly payment; they don’t care about the vehicle. You sit in that chair, and … Read More

If you’re like most people, there’s money waiting for you from your company’s 401(k) match. It’s not some mysterious stash of cash tucked away somewhere. … Read More

Purchasing a new car sounds easy: You go to dealership, choose the car, negotiate price, and then hand them some paperwork with a payment amount … Read More

Military retirement is unlike civilian retirement. It doesn’t involve building up slowly over four decades with the hope that market cooperate. Rather than build wealth … Read More

There are some mysteries regarding federal retirement planning. It is your salary history. You has years of service. How do you take those numbers and … Read More

Time matters, too, when it comes to retirement. Far more then raw cash savings. Compound interest, as we learned above, is very friendly towards patient … Read More